| The HomeWise companies value you and your
privacy. Therefore, we work hard to keep your nonpublic personal information
private. It is our practice to keep your nonpublic personal information
in a secure environment and to use that information only as described
in this Privacy Policy. You will receive a copy of our Privacy Policy
the first time you do business with us and every year that you remain
a HomeWise insured.
The HomeWise companies do not sell your nonpublic personal information
to other companies for marketing purposes. However, you should know that
we may share such information with our affiliated companies. Occasionally,
we may share such information with non-affiliates but only in the following
circumstances:
- in connection with the processing of insurance transactions and other
insurance servicing activities;
- in the marketing of our own insurance products or pursuant to joint
marketing activities;
- for the development of databases used in the insurance industry;
- when you request or agree to such information sharing; and
- in other circumstances permitted or required by law.
The types of nonaffiliated third parties with which we may share nonpublic
personal information include insurance agencies and brokers and vendors
which provide us and you with claims, legal, policy processing, accounting,
auditing and marketing services. We may also share such information with
governmental and regulatory authorities.
Please note that we require any company providing marketing services
to specifically contract that they will respect and protect the privacy
of your information and follow all laws which are applicable to its protection.
We will provide the same protection to prospective and former customers,
as well as to our current insureds.
We collect and use nonpublic personal information we believe is necessary
to perform important activities related to your insurance, such as when
we underwrite your policy, or provide insurance administrative services,
or handle your claims. We may use it to advise you about our products
and services. The types of information we collect and use may include
information about you, other members of your household, your home and
your possessions. It may include your name and address, a description
of your home, your payment and claims history, your credit records and
other, similar information.
We may gather, and collect your nonpublic personal information from you,
from records of your transactions with us or with our affiliates, from
consumer reporting agencies and from others who are authorized by law
to provide us with your nonpublic personal information.
We maintain physical, electronic and procedural safeguards that comply
applicable laws and regulations to guard your nonpublic personal information.
The HomeWise companies restrict access to your nonpublic personal information
to those who need to know that information for business purposes in order
to provide products or services to you.
Please note that we reserve the right to modify or supplement this Privacy
Policy at any time. If we make material changes, we will provide current
insureds with a revised notice that describes our new practice.
The HomeWise companies, listed below, value their relationship with you
and appreciate the opportunity to offer you our insurance services and
products. |
